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Loan Calculator

Calculate total loan cost, total interest, and monthly payment for any loan type — home, car, education, or personal.

Free Instant
10K1Cr
1%30%
1 yr30 yrs
Monthly EMI
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Total Interest
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Principal
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Total Payment
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📋 How to Use This Tool

  1. Step 1: Enter your loan amount, interest rate per year, and repayment period.
  2. Step 2: Click Calculate to see your monthly payment and total loan cost instantly.
  3. Step 3: Review the complete amortization schedule showing every payment over the loan term.

⚡ Key Features & Benefits

  • Total Cost Breakdown: See exactly how much you will pay in total — principal plus interest.
  • Monthly Payment: Know your exact EMI before taking any loan.
  • Full Payment Schedule: Month-by-month breakdown of every payment.

❓ Frequently Asked Questions

Does this include interest, or just the loan amount?

It calculates your full total cost — principal plus interest — along with the exact monthly EMI, so you see the real cost of the loan before committing.

Can I see a month-by-month payment breakdown?

Yes — the full payment schedule shows every month's payment, split between principal and interest, for the entire loan term.

Does it work for any loan type — home, car, personal?

Yes, the calculation works for any fixed-rate loan; just enter the amount, interest rate, and term.

🔗 Quick Links
📚 View Documentation 📝 Read Blog Guide ✉️ Request a Custom Tool